{"id":2188,"date":"2024-08-16T15:58:12","date_gmt":"2024-08-16T14:58:12","guid":{"rendered":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/?page_id=2188"},"modified":"2025-10-02T09:59:21","modified_gmt":"2025-10-02T08:59:21","slug":"financial-inclusion","status":"publish","type":"page","link":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/?page_id=2188","title":{"rendered":"Financial Inclusion"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\">\n<h2 class=\"wp-block-heading\">Financial Inclusion<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\"  id=\"_ytid_66514\"  width=\"800\" height=\"450\"  data-origwidth=\"800\" data-origheight=\"450\" src=\"https:\/\/www.youtube.com\/embed\/LtYUmNnVGzM?enablejsapi=1&#038;autoplay=0&#038;cc_load_policy=0&#038;cc_lang_pref=&#038;iv_load_policy=1&#038;loop=0&#038;rel=1&#038;fs=1&#038;playsinline=0&#038;autohide=2&#038;theme=dark&#038;color=red&#038;controls=1&#038;disablekb=0&#038;\" class=\"__youtube_prefs__  epyt-is-override  no-lazyload\" title=\"YouTube player\"  allow=\"fullscreen; accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen data-no-lazy=\"1\" data-skipgform_ajax_framebjll=\"\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong>\u200b<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/cpag.org.uk\/what-we-do\/project-work\/cost-school-day\">Cost of the School Day<\/a>:  Top Tips<\/h2>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/blogs.glowscotland.org.uk\/dg\/public\/healthandwelbeing\/uploads\/sites\/8792\/2024\/12\/16114207\/COSD-Presentations-3rd-September-2-1.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of COSD Presentations - 3rd September (2) (1).\"><\/object><a id=\"wp-block-file--media-63cdee24-05b5-4f44-b57c-acbb3d08f341\" href=\"https:\/\/blogs.glowscotland.org.uk\/dg\/public\/healthandwelbeing\/uploads\/sites\/8792\/2024\/12\/16114207\/COSD-Presentations-3rd-September-2-1.pdf\">COSD Presentations &#8211; 3rd September (2) (1)<\/a><a href=\"https:\/\/blogs.glowscotland.org.uk\/dg\/public\/healthandwelbeing\/uploads\/sites\/8792\/2024\/12\/16114207\/COSD-Presentations-3rd-September-2-1.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-63cdee24-05b5-4f44-b57c-acbb3d08f341\">Download<\/a><\/div>\n\n\n\n<p><strong><u>Uniform<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; Have a uniform swap shop\/clothing bank<\/p>\n\n\n\n<p>&#8211; Poverty Proof your uniform- does it have to be badged? Is it easily available from \u2018cheaper\u2019 high street stores?<\/p>\n\n\n\n<p>&#8211; Gifting to P1s, P7s, S1 ties<\/p>\n\n\n\n<p>&#8211; Support for Parents\/Carers to complete School Clothing Grant application.<\/p>\n\n\n\n<p>&#8211; Discourage \u2018labels\u2019 and dress down days.<\/p>\n\n\n\n<p>&#8211; Regular communication to families about everything above.<\/p>\n\n\n\n<p><strong><u>Learning at School<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; All learning resources provided by school.<\/p>\n\n\n\n<p>&#8211; Subsidise curricular costs where possible in Secondary<\/p>\n\n\n\n<p><strong><u>Travel to School<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; Walking Bus<\/p>\n\n\n\n<p>&#8211; Travel costs on trips subsidised.<\/p>\n\n\n\n<p>&#8211; Any event representing the school will have no costs.<\/p>\n\n\n\n<p>&#8211; Find out and share info on grants\/funding available.<\/p>\n\n\n\n<p>&#8211; Rural areas \u2013 consider the cost of parents getting to and from events.&nbsp; Could anything be held in local communities?<\/p>\n\n\n\n<p><strong><u>School Clubs<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; Free clubs offered.<\/p>\n\n\n\n<p>&#8211; Subsidised places available where clubs have a cost.<\/p>\n\n\n\n<p>&#8211; Free taster sessions.<\/p>\n\n\n\n<p>&#8211; Monitor participation in clubs so that places can be targeted.<\/p>\n\n\n\n<p>&#8211; Offer lunchtime clubs.<\/p>\n\n\n\n<p><strong><u>Fun Events<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; Monitor amount of events planned across each school year and minimise those that cost.<\/p>\n\n\n\n<p>&#8211; Share Cost of the School Day information with Parent Council and Parent Groups.<\/p>\n\n\n\n<p>&#8211; Have events as donations optional rather than having compulsory set charges.<\/p>\n\n\n\n<p>&#8211; Think carefully about non-uniform days\/dress up days.<\/p>\n\n\n\n<p>&#8211; Sponsorship from partners and local businesses<\/p>\n\n\n\n<p>&#8211; 1 charge per family<\/p>\n\n\n\n<p><strong><u>Friendships<\/u><\/strong><\/p>\n\n\n\n<p>&#8211;&nbsp; Make clear links to Rights Respecting Schools, Pupil Voice and Respect Me \u2013 Culture, Ethos and Relationships.<\/p>\n\n\n\n<p>&#8211;&nbsp; Be aware of the stigma that can exist around Poverty and Cost Barriers.<\/p>\n\n\n\n<p><strong><u>School Trips<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; Ensure that families have plenty notice for trips that incur a charge.<\/p>\n\n\n\n<p>&#8211; Facilitate payment schemes\/paying in instalments\/savings scheme<\/p>\n\n\n\n<p>&#8211; Subsidise costs where possible\/PEF funding for targeted families<\/p>\n\n\n\n<p>&#8211; Look for grants\/funds that you can apply for.<\/p>\n\n\n\n<p>&#8211; Set a maximum amount for any trip.&nbsp; What about families with more than one child?<\/p>\n\n\n\n<p>&#8211; Send letters about trips with costs in an envelope \u2013 this means the child can\u2019t see and decide they can\u2019t afford it before it reaches the parent.<\/p>\n\n\n\n<p>&#8211; Consider the justification and planned learning for the trips \u2013 can it be done elsewhere\/less cost?<\/p>\n\n\n\n<p>&#8211; Audit the trips that\u2019s are offered by school across school year, cohorts and year on year<\/p>\n\n\n\n<p><strong><u>Eating at School.<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; Support families to apply for Free School Meals.<\/p>\n\n\n\n<p>&#8211; Have food available in schools \u2013 breakfast clubs, toast, fruit.<\/p>\n\n\n\n<p>&#8211; Consider your system for paying for meals \u2013 is it stigmatising?<\/p>\n\n\n\n<p><strong><u>Learning at Home<\/u><\/strong><\/p>\n\n\n\n<p>&#8211; Is homework designed so it doesn\u2019t require internet\/ICT\/lots of resources?<\/p>\n\n\n\n<p>&#8211; Could resources be sent home with homework?<\/p>\n\n\n\n<p>&#8211; Homework clubs available in school.<\/p>\n\n\n\n<p>&#8211; Share advice with Parents on supporting homework.<\/p>\n\n\n\n<p>&#8211; Promote ideas for using the local community i.e. library, cheap\/free swimming in holidays, local parks.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<h2 class=\"wp-block-heading\">Related Content<\/h2>\n\n\n\n<p><a href=\"https:\/\/learning.publichealthscotland.scot\/course\/view.php?id=642\">Child Poverty Learning Hub<\/a><\/p>\n\n\n\n<p><a rel=\"noreferrer noopener\" href=\"https:\/\/cpag.org.uk\/what-we-do\/project-work\/cost-school-day\" target=\"_blank\">Cost of the School Day (CPAG)<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/costofliving.dumfriesandgalloway.gov.uk\/support-young-people\" target=\"_blank\" rel=\"noreferrer noopener\">D&amp;G Cost of Living Website<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.dumfriesandgalloway.gov.uk\/schools-learning\/schools\/financial-support-education\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Support Education D&amp;G<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.parentclub.scot\/articles\/financial-support-and-benefits-families\">Financial support and benefits for families | Parent Club<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/glowscotland.sharepoint.com\/sites\/dumfriesandgallowaycouncil\/D%26GCouncil\/DG%20Learning%20%20Teaching\/Forms\/AllItems.aspx?id=%2Fsites%2Fdumfriesandgallowaycouncil%2FD%26GCouncil%2FDG%20Learning%20%20Teaching%2FPupil%20Equity%20Funding&amp;viewid=e8b8f785%2D455d%2D4d18%2D9e9a%2D87acd5f94ba4\" target=\"_blank\" rel=\"noreferrer noopener\">Pupil Equity Funding<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.gov.scot\/binaries\/content\/documents\/govscot\/publications\/advice-and-guidance\/2024\/09\/school-uniform-clothing-summary-guidance-schools-education-authorities\/documents\/publication-school-uniform-clothing-guidance-summary-guidance-schools-education-authorities\/publication-school-uniform-clothing-guidance-summary-guidance-schools-education-authorities\/govscot%3Adocument\/publication-school-uniform-clothing-guidance-summary-guidance-schools-education-authorities.pdf\">School uniform and clothing in Scotland &#8211; A summary of guidance for schools and education authorities<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.dagcas.org%2Fyouth-zone%2F&amp;data=05%7C02%7CLindsay.Greene%40dumgal.gov.uk%7C17bd85baf5984636b5f808dd664512be%7Cbd2e1df68d5a4867a647487c2a7402de%7C0%7C0%7C638779169092941701%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=WAzMq4RTjNrZvceHEpR%2FMAvFKoGyGvDBufAFFG2epqc%3D&amp;reserved=0\">Youth Zone | Dumfries and Galloway Citizens Advice Service<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/?page_id=2047\" data-type=\"page\" data-id=\"2047\">Wellbeing Homepage<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Through Young Eyes<\/strong> <\/h3>\n\n\n\n<p>The Council\u2019s Youth Work Team supported a group of young people in Dumfries and Galloway to produce a short film, \u2018Through Young Eyes\u2019, that explores how young people in our region perceive poverty, and their own lived experiences of poverty. &nbsp;<\/p>\n\n\n\n<p>Through Young Eyes is available here:<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\"  id=\"_ytid_88569\"  width=\"800\" height=\"450\"  data-origwidth=\"800\" data-origheight=\"450\" src=\"https:\/\/www.youtube.com\/embed\/1xkp0lAp7eQ?enablejsapi=1&#038;autoplay=0&#038;cc_load_policy=0&#038;cc_lang_pref=&#038;iv_load_policy=1&#038;loop=0&#038;rel=1&#038;fs=1&#038;playsinline=0&#038;autohide=2&#038;theme=dark&#038;color=red&#038;controls=1&#038;disablekb=0&#038;\" class=\"__youtube_prefs__  epyt-is-override  no-lazyload\" title=\"YouTube player\"  allow=\"fullscreen; accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen data-no-lazy=\"1\" data-skipgform_ajax_framebjll=\"\"><\/iframe>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Financial Inclusion \u200b Cost of the School Day: Top Tips Uniform &#8211; Have a uniform swap shop\/clothing bank &#8211; Poverty Proof your uniform- does it have to be badged? Is it easily available from \u2018cheaper\u2019 high street stores? &#8211; Gifting to P1s, P7s, S1 ties &#8211; Support for Parents\/Carers to complete School Clothing Grant application. &#8211; Discourage \u2018labels\u2019 and dress down days. &#8211; Regular communication to families about everything above.<\/p>\n<p><a class=\"more-link\" href=\"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/?page_id=2188\">Read More<\/a><\/p>\n","protected":false},"author":20564,"featured_media":0,"parent":2047,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2188","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=\/wp\/v2\/pages\/2188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=\/wp\/v2\/users\/20564"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2188"}],"version-history":[{"count":22,"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=\/wp\/v2\/pages\/2188\/revisions"}],"predecessor-version":[{"id":3481,"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=\/wp\/v2\/pages\/2188\/revisions\/3481"}],"up":[{"embeddable":true,"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=\/wp\/v2\/pages\/2047"}],"wp:attachment":[{"href":"https:\/\/blogs.glowscotland.org.uk\/dg\/healthandwelbeing\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}